Best Home Loans, Get Your Eligibility and Quotes from Different Banks

Best Home Loans, Get Your Eligibility and Quotes from Different Banks

Best Home loan

Bank Name Floating Interest rate Floating Interest rate Processing Fee Prepayment Charges
State Bank Of India
above 20lacs to 30lacs 9.95% Upto 25 lacs : 0.125% of loan amount minimum Rs.1000/-
25-75 lacs : Rs.3,250/-
75 & above : 5,000/-
Nil
above 30lacs to 75lacs 10.10% Upto 25 lacs : 0.125% of loan amount minimum Rs.1000/-
25-75 lacs : Rs.3,250/-
75 & above : 5,000/-
Nil
ICICI Bank
above 20lacs to 75 lacs Scheme I (Fixed 1 yr) 10.25%
Scheme II (Fixed 2yrs) 10.25%
Scheme III (Fixed 3yrs) 10.50%
then 10.25%
0.50% of loan amount upto 1 crore N.A
HDFC Ltd.
above 20lacs to 30lacs 10.15% 0.5% or maximum 10,000+service tax (12.36%) For partial or full prepayments irrespective of the source No prepayment charges payable
above 30lacs to 75lacs 10.40% 0.5% or maximum 10,000+service tax (12.36%) For partial or full prepayments irrespective of the source No prepayment charges payable
HSBC Bank
above 20lacs to 75lacs 10% to 13% 1% of the loan amount applied for, subject to a minimum of Rs 10000 plus service tax. This fee is payable on application and is not refundable Nil
AXIS Bank
above 20lacs to 30lacs 10.25% (Upto 25 Lacs), then 10.50% 1% of the Loan Amount Nil
above 30lacs to 75lacs 10.50% 1% of the Loan Amount Nil